credit counseling san jose
Among the new requirements introduced by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, were certain requirements that each debtor seeking to apply for bankruptcy protection complete the pre-filing bankruptcy debtor credit counseling course made available from numerous new US Trustee-approved course providers. credit counseling san jose
The newest requirements mandate that consumer debtors must complete one of these brilliant US Trustee approved programs of "Credit Counseling" ahead of filing either Chapter 7 or Chapter 13 bankruptcy. Your bankruptcy attorney must get a copy of the course completion certificate ahead of filing your bankruptcy and file this certificate along along with your Chapter 7 or Chapter 13 bankruptcy petition to the US Bankruptcy Court or face a motion to dismiss your case for failure to file this kind of pre-filing bankruptcy credit counseling certificate.
The newest requirements mandate that consumer debtors must complete one of these brilliant US Trustee approved programs of "Credit Counseling" ahead of filing either Chapter 7 or Chapter 13 bankruptcy. Your bankruptcy attorney must get a copy of the course completion certificate ahead of filing your bankruptcy and file this certificate along along with your Chapter 7 or Chapter 13 bankruptcy petition to the US Bankruptcy Court or face a motion to dismiss your case for failure to file this kind of pre-filing bankruptcy credit counseling certificate.
In addition, ahead of obtaining a bankruptcy discharge, the debtor should also complete a subsequent length of "Debtor Education" purportedly aimed at teaching the typical consumer how to deal with consumer credit and debt. Whether such debtor education will curb future bankruptcies is of course susceptible to debate.
Just as with the pre-filing credit counseling, ahead of obtaining a bankruptcy discharge, one must file a pre-discharge "debtor education" certificate filings to be able to obtain the discharge and complete the bankruptcy filing. credit counseling san jose
For an in depth explanation of both pre-filing and pre-discharge counseling and debtor education course requirements please visit our website which include links to the US Trustee approved course providers.
Comments
Post a Comment